Brad Mays
Mobile: (731) 845-6015
Fax: (731) 967-7493
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Buyer information

Whether you're looking to purchase your first home, 3rd home, a vacation or spot of land out in the country, 7 Lakes Realty - Brad Mays has you covered. As an established real estate agent in Lexington TN for over 10 years, helping our clients by homes and land is our specialty, and we'll work hard to ensure that your experience with us is a positive on all around. 
 
At 7 Lakes Realty - Brad Mays, we believe in making ourselves available to our clients whenever we're need, even after the sell we are always here for you. Our dedicated agents and office staff routinely take meetings and answer calls not only during the day, but outside of conventional working hours. We understand that accommodating clients and potential buyers is a big part of being good at what we do, and we're willing to work hard to earn your business.
 
Let us put our knowledge of West Tennessee Real Estate to work for you. To enlist our help in finding and purchasing your new place o residence. Call me or our office today.  
Finding a Good Agent
What I Can do for You
Benefits of a Buyer's Agent
 
Preparing To Buy a Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved
 
Finding A Property
Are You Ready To Find A Property?
Visiting Open Homes
Using A Property Checklist
Other Considerations
 
Making an Offer
The Basics Of Making An Offer
The Purchase Agreement
What You Need To Know
Negotiating
How Much Should I Offer?
 
Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer
 
Closing The Deal
What Is Escrow?
The Sale Process
Your Responsibilities
Buyer Disclosures 101
The Loan Process
Closing Costs
Who Pays For What?
The Escrow Process
Property Tax Calendar